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  We Specialize in SBA 7(a) loans

We deliver the best experience possible for SBA 7(a) loans because this is FSBF’s sole focus.

  We have a track record

We were founded by the most well-known, awarded, and experienced team in the SBA industry, so our speed and sophistication is second to none.

 Our Mission

If you type “Fountainhead” into a search engine or look us up in a dictionary, you’ll find that the word means “an abundant source; a place where something begins.” This fits perfectly with our mission: to help Business Owners create wealth through commercial real estate ownership. We do this by providing the smartest financing possible to owners of every financially-healthy and well-run small and midsized business in America.

The Fountainhead Team Has Extensive SBA 7(a) Loan Experience
Closed SBA 7(a), 504 and Conv. Loans

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Founder Chris Hurn has been featured in …

Frequently Asked Questions

What Can I Use an SBA 7(a) Loan For?

These are just some of the eligible uses:

  • Business acquisitions
  • Commercial real estate purchases, renovations, ground-up construction and refinances
  • Equipment purchases (FF&E) or refinances
  • Business debt refinances
  • Existing business or franchise purchases
  • Leasehold improvements
  • Working capital/inventory
  • Partner buyouts
  • Startup projects
  • Expansions

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Do I Qualify for an SBA 7(a) Loan?

In general, to be eligible for an SBA 7(a) loan, you must meet the following requirements:

  • For-profit, non-publicly traded businesses
  • Tangible business net worth (including affiliates) not to exceed $15 million
  • Average net income of the business not to exceed $5 million over the previous two years
  • Ownership must generally be comprised of 51% U.S. citizens or Legal Permanent Residents (some exceptions apply)
  • Proceeds must directly benefit the small business

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How Do You Differ from Other Lenders?

Traditional lenders have restrictions (geographical area, industry concentrations, lending limits) that we do not. They also have other areas of focus: deposit growth, fee income target goals and so on. We do not. We only focus on small business lending, specifically 7(a) loans. This is all Fountainhead SBF does. Because of this, we can respond faster than any bank. We also have a deep knowledge of the SBA program, which means we will lead you through the process quickly.

SBA 7(a) loans are oftentimes superior to conventional commercial loans as to the length of loans, competitive interest rates, balloon payments conventional loans require, assumption of loans, and so on.

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How Do I Apply?

Fountainhead takes pride in providing the highest level of customer service in the business and often times can provide you with an answer as to how we can help you within 24 hours. We have a streamlined application process and only require you to provide us with eight (8) basic documents and required financial documents in order to determine how our team of specialists can assist you.

Please download the Pre-Approval checklist and application today and let’s get started!

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